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Conservation Loans

Invest in resilience with Conservation Loans

California FarmLink has deep roots in sustainable and organic agriculture. Most of the farmers and ranchers we work with are inspired by conservation and serve markets that demand local or organic foods. Many farmers are working to improve their soils, diversify on-farm habitat and protect and conserve water.

EQIP and HSP Bridge Loans

We aim to help underserved farmers’ to access public dollars for conservation practices. The USDA Natural Resources Conservation Service (NRCS) manages the Environmental Quality Incentives Program (EQIP) and the California Department of Food and Agriculture manages the Healthy Soils Program (HSP). 

Both programs enable farmers to identify, plan, and implement conservation practices, such as filter strips to protect waterways, cover crops to build soil organic matter, hedgerows for beneficial insects, water management and more. EQIP has defined each of these practices, and will reimburse farmers at certain cost rates, depending on practice type and size (acres, linear feet, etc).

However, it is often difficult for small- and medium-sized farms to access these programs because of the financial commitment required. FarmLink has designed its conservation loans to help farmers access these programs without undue financial hardship. The loans create a “bridge” between the farmer’s upfront costs and the eventual reimbursement from public agencies. We’re excited to help people access these programs.

California FarmLink is a licensed lender. Our loans are made pursuant to our California Finance Lenders License (#605 4397), issued by the California Department of Financial Protection and Innovation.

 

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