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Conservation Loans

Invest in resilience with Conservation Incentive Loans

California FarmLink has deep roots in the sustainable and organic agriculture movements. Most of the farmers and ranchers we work with are inspired by conservation and serve market demand for local and organic foods. To help expand options for farmers who want to invest in regenerative and climate-smart practices, we’ve created conservation loan products. We’re working to grow their impact across the state. The options we’ve developed include:

EQIP Bridge Loans

The USDA Natural Resources Conservation Service (NRCS) manages a popular conservation finance program called the Environmental Quality Incentives Program (EQIP). It provides a way for farmers to identify, plan, and implement conservation practices, such as filter strips to protect waterways, cover crops to build soil organic matter, and insectary hedgerows that support pollinators and other beneficial insects. EQIP has defined each of these practices, and will reimburse farmers at certain cost rates, depending on practice type and size (acres, linear feet, etc).

While EQIP works for some farmers, not everyone has the money needed to implement the practices before getting reimbursed by NRCS. So we designed a partnership to help farmers participate in EQIP. We can arrange for your EQIP reimbursement to pay your loan. Read our loan terms and send us a loan inquiry.

Resource Efficiency Program

Farmers in Santa Cruz County and nearby areas can take advantage of incentive loans that pay cash back for your partnership with the Resource Conservation District (RCD) of Santa Cruz County. The program, developed in collaboration with Sustainable Conservation and the RCD, helps farmers to develop conservation solutions with the goal of measuring and improving the use of water and nutrients.

We’ll help you through the steps to enroll:

  • Sign up for free with the Resource Conservation District (RCD) of Santa Cruz,
  • Access valuable equipment to monitor soil moisture and calibrate irrigation,
  • Use the data collected to identify your conservation priorities, and
  • Receive loan discounts and cash incentives for each step!

Send in a loan inquiry and tell us about your conservation priorities and how you want to finance them.

California FarmLink is a licensed lender. Our loans are made pursuant to our California Finance Lenders License (#605 4397), issued by the California Department of Business Oversight.

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